From emergency medical evacuation to cancel-for-any-reason cover, our insurance plans are designed for premium travellers who accept no compromises.
Coverage areas
Our policies are built around the realities of high-value travel — long-haul flights, luxury hotels, and experiences that cannot be easily rebooked.
Covers hospital stays, medical evacuation, and emergency dental treatment abroad. Our Elite plan includes repatriation to your home country.
Up to unlimited on EliteReimburses prepaid, non-refundable costs if you must cancel due to illness, bereavement, redundancy, or adverse weather events.
Up to £25,000 on EliteCovers lost, stolen, or damaged luggage, electronics, jewellery, and travel documents — including delay expenses while bags are located.
Up to £6,000 on ElitePays out per hour of delay after your minimum threshold, plus covers missed connections, rebooking fees, and overnight accommodation.
From 1h delay on EliteRecoups pre-paid hotel nights and experiences you could not use due to a covered event — including natural disasters and civil unrest.
Included across all plansProtects you if you accidentally injure a third party or damage their property while travelling, including legal defence costs.
Up to £5m on EliteOur plans
Prices shown are per person, per trip. Annual multi-trip options are available at checkout.
Essential
Core protection for short trips
Premium
Comprehensive cover for luxury travel
Elite
Total peace of mind — no compromises
Insurance is provided by our regulated partners. Final pricing and terms are confirmed at checkout. Cover is subject to eligibility.
Simple process
Find your flight and hotel on Livinaluxe. Insurance is offered as a seamless add-on during checkout — no separate sign-up required.
Select Essential, Premium, or Elite based on your trip value and risk appetite. Multi-trip annual cover is also available.
Your policy documents arrive instantly. Our 24/7 emergency line is always a call away — wherever in the world you are.
Cover underwritten by
Allianz Travel
Global leader
AIG Travel
Business specialist
Aviva
UK preferred
Zurich
High-value trips
Regulatory information
Insurance products displayed on Livinaluxe are arranged by regulated insurance intermediaries. Coverage, exclusions, and pricing are provided and governed by the issuing insurer. Livinaluxe is an introducer and does not act as insurer or underwriter. Always read the policy wording in full before purchasing.
Common questions
Search your premium flight or hotel on Livinaluxe and add cover at checkout — it takes under 60 seconds.